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AN INTEGRATED POLICY FRAMEWORK

Fixing New Zealand's
housing system as one system.

New Zealand does not lack housing policy. It lacks the integrating discipline that makes monetary, macroprudential, fiscal, infrastructure, rental, and access settings work as one system.

The Summary explains the complete thesis. The eight papers provide the full evidence base.

Integrated Thesis Summary

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START HERE

One document.
The complete argument.

New Zealand's housing challenge is structural, not isolated. Fragmented settings across credit, supply, infrastructure, rental policy, councils, construction productivity, and ownership access combine to produce poor outcomes — the Compass makes them accountable to each other.

Q.04

Does it survive
consequences testing?

The four-question framework. Every reform in the series is tested against all four.

Q.02

Does it protect rental provision?

The four-question framework. Every reform in the series is tested against all four.

Q.03

Does it produce deliverable supply?

The four-question framework. Every reform in the series is tested against all four.

Q.01

Does the reform
improve real access?

The four-question framework. Every reform in the series is tested against all four.

THE EIGHT PAPERS

Library of evidence.

Paper 1

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Macroprudential Alignment

Paper 2

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Housing, Capital Allocation

and Productivity

Paper 3

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Construction Productivity

and Competition

Paper 4

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Local Government

Incentives, Council Fiscal 

Paper 5

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Infrastructure Delivery,
Institutional Architecture,
and Housing Supply

Paper 6

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Rental Market Settings

in New Zealand

Paper 7

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Affordability and Access

in New Zealand

Paper 8

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The Housing Compass

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