Investment Guides

A negatively geared property requires an owner contribution when its expenses exceed its rental income. However, short-term cashflow does not show the complete investment outcome. Debt reduction, rental growth, inflation, market cycles, and long-term capital growth can also influence its performance.

Accountants play an important role in protecting financial stability, but their advice may focus on short-term risk rather than long-term property cycles. Learn why a property investment accountant may still say no and what investors should consider before making a decision.

Accountants provide valuable guidance on tax, cashflow, and financial risk. However, complete property investment advice should also consider market cycles, supply, demand, capital allocation, and long-term growth. Here is why investors need both accounting expertise and property strategy before making a decision.

The latest average KiwiSaver balance by age data reveals how New Zealanders are tracking towards retirement. Members aged 61 to 65 have an average balance of $77,927, but thousands have saved considerably less. Kevin Lum explains why KiwiSaver can provide a foundation and why another long-term asset may be needed.

New Zealand’s citizen outflow has risen during several economic downturns, but the relationship is not consistent. Australia’s wages and employment prospects often exert more influence than domestic recessions alone. This analysis traces the brain drain New Zealand has experienced since 1976.

Queenstown-Lakes values rose 13.3x since the early 1990s against 5.7x in Sydney and 5.3x in Melbourne. REINZ and Cotality data on 33 years of capital growth.

The 1987 crash gets the credit, but 1990s retirement and housing reforms are what turned New Zealanders into rental property investors. Here is why.

How have New Zealand house prices grown since 1970? A decade-by-decade breakdown of price cycles, interest rates, and what drives the NZ property market.