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News & Guides
Explore property investment guides, market news, and landlord tips designed to help you build wealth and stay ahead.


The OCR Has Risen. Why Prepared Property Investors Should Stay Focused
The Reserve Bank has lifted the OCR from 2.25 to 2.50% in its July 2026 review. Here is what the increase means for mortgage rates, refixing and property investors in New Zealand.

Kieran Trass
Jul 87 min read


How James Built More Financial Confidence for Retirement with Staircase
James worked with Staircase to use the equity in his home to create additional retirement income. With professional guidance and a self-managing investment structure, the process felt more secure and manageable than he originally expected.

Staircase
Jul 32 min read


New Zealand GDP Surprises on the Upside. But What Happens Next?
New Zealand GDP rose 0.8% in the March 2026 quarter. Here is what the result means for mortgage rates, the property market and investors, and why the next quarter matters more.

Kieran Trass
Jun 194 min read


Five Decades of New Zealand House Price Growth
How have New Zealand house prices grown since 1970? A decade-by-decade breakdown of price cycles, interest rates, and what drives the NZ property market.

Kieran Trass
Jun 158 min read


Worst NZ Rental Market in 50 Years? Here Is What the Data Actually Shows
National rents are down slightly, but the data tells a more nuanced story. Here is what NZ landlords and property investors need to know in 2026.

Kieran Trass
Jun 106 min read


The Waiting Room: A Guide for NZ Property Investors in 2026
Feeling the pressure of the current NZ property market? Here is what 50 years of cycle history says about investors who held on. A practical guide for NZ landlords in 2026.

Kieran Trass
Jun 97 min read


First property vs second property strategy in New Zealand
Moving from a first home to a second property marks a shift from stability to portfolio growth. Staircase explains how lending, equity use, and risk change at each stage of property investment. Understanding the first property vs second property strategy helps investors expand sustainably.

Staircase
Jun 84 min read


Long Term Rental vs Short-Stay NZ: A Decision Framework for Investors
Airbnb or long-term tenant? This NZ investor framework covers the four lenses such as economic, operational, property and investor, to make the right call for your property.

Liam Cox
Jun 511 min read


Cash flow vs capital growth explained
Cash flow vs capital growth is often framed as a choice, but most NZ investors aim to achieve both. Learn how rental income supports holding costs while capital growth builds long-term equity.

Staircase
Jun 54 min read


Budget 2026 and housing: plenty of activity, not enough direction
Budget 2026 includes funding for infrastructure, social housing, renters, councils and trades training, but does it create a clear housing strategy for New Zealand?

Kieran Trass
Jun 26 min read
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