ANZ's 10 year interest only mortgage option is shaking up the mortgage landscape ANZ recently launched something that’s turning heads among property investors, a 10 year interest only mortgage option right from day one. This doubles the typical five year interest only period that most lenders offer. The change is reshaping how investors structure their debt, cash flow, and long term plans. Experienced investor Peter Ambrose (in Wellington) puts it plainly : “Interest-only hel

Staircase Mortgage Newsletter – October 2025 With the OCR cut further, the property market recovery is accelerated The Reserve Bank has just cut the OCR by 0.5 percentage points to 2.50% per annum its boldest easing move in three years. This decision doesn’t start a recovery, it accelerates one that is already underway. Property sales have been rising since winter, mortgage rates have fallen sharply, and investors are back in the market. The OCR cut confirms what the data al

ON THE MARKET – September 2025 Edition Spring time may be an investors last chance to buy before competition heats up The property market is showing signs of life after a flat patch. Interest rates have dropped again, sales activity is picking up, and confidence is slowly returning. While prices haven’t taken off yet, the groundwork is being laid for the next cycle. In this update, we’ll break down what the Reserve Bank’s latest cut means, where Auckland and the wider NZ mark