The Reserve Bank has held the OCR at 2.25%, signaling that the interest rate cycle is now stabilising. The Reserve Bank of New Zealand has held the Official Cash Rate (OCR) at 2.25% , signalling that the NZ interest rate cycle may have reached its low point. While there was no rate cut or hike, the latest Monetary Policy Statement suggests gradual increases from late 2026 if economic recovery continues. For property investors and mortgage holders, this shift from falling to s

ANZ's 10 year interest only mortgage option is shaking up the mortgage landscape ANZ recently launched something that’s turning heads among property investors, a 10 year interest only mortgage option right from day one. This doubles the typical five year interest only period that most lenders offer. The change is reshaping how investors structure their debt, cash flow, and long term plans. Experienced investor Peter Ambrose (in Wellington) puts it plainly : “Interest-only hel