Investment Guides

Is the NZ Super really ideal for a comfortable lifestyle in retirement? Many New Zealanders assume that NZ Super will be enough to fund their retirement. In reality, the public pension provides only a modest income designed to prevent hardship, not to ensure comfort or independence. While Australians retire with two to three times more savings due to compulsory superannuation, Kiwis rely largely on voluntary contributions and personal investments. This gap in structure, disci

What is the real effect of inflation on property prices? The old adage “property is inflation proof” remains valid although inflations true impact on property prices isn’t always immediate or straightforward. While the past few years have seen consumer prices surge, property values have fallen, leaving many wondering “I thought house prices were inflation proof and increased by the rate of inflation so how can inflation be high while house prices drop?” The answer lies in tim

How do global cities such as Melbourne, Sydney and Vancouver embrace townhouses? As Auckland grows, it faces the same challenge many major cities have already navigated: how to house more people affordably without pushing everyone to the fringes. Cities like Sydney, Melbourne and Vancouver have responded by leaning into densified urban living, with townhouses and apartments now reshaping the housing landscape. Auckland is following the same trajectory, and the perception of m

Understanding how do you calculate rental yield is essential for Kiwi investors. This guide explains gross vs net yield, key costs, and local market examples. With clear steps and tools, you can run accurate NZ property calculations.

New Zealand's housing market is showing clear signs of a turnaround After three years of softening values, New Zealand’s housing market is showing clear signs the worst is behind us. Media headlines have begun calling the “end of the slide” but beyond the headlines, what does the property cycle research tell us? Understanding the Property Cycle Cycles Always Repeat Extensive research into New Zealand property cycles spanning decades shows the same rhythm repeats: Boom → price

ANZ's 10 year interest only mortgage option is shaking up the mortgage landscape ANZ recently launched something that’s turning heads among property investors, a 10 year interest only mortgage option right from day one. This doubles the typical five year interest only period that most lenders offer. The change is reshaping how investors structure their debt, cash flow, and long term plans. Experienced investor Peter Ambrose (in Wellington) puts it plainly : “Interest-only hel

People often panic during a market slump, here are some key lessons on how to navigate it. Lessons for Investors Recent QV data confirms...

Amisfield Winery was recently named the third best restaurant in the world. If there’s one place in New Zealand that seems to be on...