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News & Guides
Explore property investment guides, market news, and landlord tips designed to help you build wealth and stay ahead.


Fridge Damage Dispute Turns Costly: Tribunal Splits $3,600 Bond
The Tenancy Tribunal awarded $1,912.93 from the bond to a landlord after finding proven minor damage and cleaning costs, while dismissing several unproven claims due to lack of evidence. The ruling emphasizes the importance of fair wear and tear, burden of proof, and photographic evidence at the end of a tenancy.

Staircase Financial
Oct 216 min read


The Recovery is Real and It’s Only Just Getting Started
ON THE MARKET – October 2025 Edition The NZ housing market recovery is just about to start, based on the data After three years of headwinds, New Zealand’s residential property market is finally firing on all cylinders. With the Official Cash Rate now cut to 2.5 percent, fixed mortgage rates down to 4.49% with the expectation of further cuts within the next 3-6 months (mortgage rates could fall to 4%), and the economy showing early signs of expansion, the next upswing has cle

Staircase Financial
Oct 174 min read


House Price Slide: Why the Cycle Shows It’s Over
New Zealand's housing market is showing clear signs of a turnaround After three years of softening values, New Zealand’s housing market is showing clear signs the worst is behind us. Media headlines have begun calling the “end of the slide” but beyond the headlines, what does the property cycle research tell us? Understanding the Property Cycle Cycles Always Repeat Extensive research into New Zealand property cycles spanning decades shows the same rhythm repeats: Boom → price

Staircase Financial
Oct 143 min read


The Game Changer For Property Investors
ANZ's 10 year interest only mortgage option is shaking up the mortgage landscape ANZ recently launched something that’s turning heads among property investors, a 10 year interest only mortgage option right from day one. This doubles the typical five year interest only period that most lenders offer. The change is reshaping how investors structure their debt, cash flow, and long term plans. Experienced investor Peter Ambrose (in Wellington) puts it plainly : “Interest-only hel

Staircase Financial
Oct 145 min read


NZ Property Market Turns the Corner: OCR Cut to 2.50% Boosts Confidence
Staircase Mortgage Newsletter – October 2025 With the OCR cut further, the property market recovery is accelerated The Reserve Bank has just cut the OCR by 0.5 percentage points to 2.50% per annum its boldest easing move in three years. This decision doesn’t start a recovery, it accelerates one that is already underway. Property sales have been rising since winter, mortgage rates have fallen sharply, and investors are back in the market. The OCR cut confirms what the data al

Staircase Financial
Oct 83 min read


How Kerry and Ralph Conquered Property Investment with Ease
Kerry and Ralph share their passive property investment journey through expert support from Staircase. Their success story shows how investing in property can set you up for retirement. With no tenant hassles and a clear strategy, they gained financial freedom and lifestyle flexibility.

Staircase Financial
Sep 232 min read


Case Study: How Dolly and Billy Turned Home Equity into a Future with Staircase
Dolly and Billy turned their home equity into long-term financial security through property investment for retirement. Their story shows how a low risk property investment strategy can support your lifestyle, legacy, and peace of mind.

Staircase Financial
Sep 232 min read


NZ Economy Still in Recession: Why That’s Good News for Property Investors
The NZ Economy is still in a recession, but this could be good news for property investors. GDP Data Confirms Recession Is Ongoing Stats...

Staircase Financial
Sep 224 min read


The Reality of a Market Slump
People often panic during a market slump, here are some key lessons on how to navigate it. Lessons for Investors Recent QV data confirms...

Staircase Financial
Sep 173 min read


NZ Property Market Spring 2025: OCR Cuts, Investor Rules & What Comes Next
ON THE MARKET – September 2025 Edition Spring time may be an investors last chance to buy before competition heats up The property market...

Staircase Financial
Sep 84 min read
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