Accountants play an important role in protecting financial stability, but their advice may focus on short-term risk rather than long-term property cycles. Learn why a property investment accountant may still say no and what investors should consider before making a decision.

The latest average KiwiSaver balance by age data reveals how New Zealanders are tracking towards retirement. Members aged 61 to 65 have an average balance of $77,927, but thousands have saved considerably less. Kevin Lum explains why KiwiSaver can provide a foundation and why another long-term asset may be needed.

Cash flow vs capital growth is often framed as a choice, but most NZ investors aim to achieve both. Learn how rental income supports holding costs while capital growth builds long-term equity.

Many investment losses don’t come from the asset itself, but from complex structures investors don’t fully understand. A recent case of a Kiwi investor losing $750,000 is confronting. But it raises an important distinction. The loss did not come from owning residential property directly. It came from investing in something less tangible, less transparent, and less controllable. That difference matters. Because in investing, the danger is rarely the asset class itself. It is t

Choosing the right legal structure is a critical part of group property investment in New Zealand. This guide explains the most common ownership structures used for shared property purchases, how each works, and the key implications for liability, tax, and investor exits.

Investing in property with friends is becoming more common in New Zealand. This guide outlines the financial, legal, and practical benefits and risks so you can understand how shared ownership works and what to consider before committing.

Starting a property investment group allows people to combine funding, skills, and decision-making to purchase property together. This guide explains how groups in New Zealand form, structure ownership, set agreements, and plan long term so shared property ownership works as intended.

Is the NZ Super really ideal for a comfortable lifestyle in retirement? Many New Zealanders assume that NZ Super will be enough to fund their retirement. In reality, the public pension provides only a modest income designed to prevent hardship, not to ensure comfort or independence. While Australians retire with two to three times more savings due to compulsory superannuation, Kiwis rely largely on voluntary contributions and personal investments. This gap in structure, disci