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News & Guides
Explore property investment guides, market news, and landlord tips designed to help you build wealth and stay ahead.


First Home Loan: lifting the income cap to $300,000
National would lift the First Home Loan income cap to $300,000. Every other setting stays the same. Five consequences, and the fix available for each.

Kieran Trass
Sep 109 min read


The Long Downturn Is Not the Story. The Next Cycle Is.
New Zealand’s property market has been through a brutal reset, but a long downturn does not mean permanent structural collapse. The next property cycle will place greater importance on timing, affordability, cashflow, debt structure, and local market selection.

Kieran Trass
Sep 89 min read


Negatively geared property does not mean bad investment. Here’s why.
A negatively geared property requires an owner contribution when its expenses exceed its rental income. However, short-term cashflow does not show the complete investment outcome. Debt reduction, rental growth, inflation, market cycles, and long-term capital growth can also influence its performance.

Kieran Trass
Sep 83 min read


Why do accountants often say no to investment property?
Accountants play an important role in protecting financial stability, but their advice may focus on short-term risk rather than long-term property cycles. Learn why a property investment accountant may still say no and what investors should consider before making a decision.

Kieran Trass
Sep 33 min read


Another OCR Rise Does Not Mean Another Housing Downturn
The OCR has risen to 2.75%, but July's housing data shows slow clearance rather than distress. Here is what the REINZ, RBNZ and lending figures actually show.

Kieran Trass
Sep 27 min read


When good accountants give incomplete property advice
Accountants provide valuable guidance on tax, cashflow, and financial risk. However, complete property investment advice should also consider market cycles, supply, demand, capital allocation, and long-term growth. Here is why investors need both accounting expertise and property strategy before making a decision.

Kieran Trass
Sep 13 min read


The Brain Drain and the Business Cycle
New Zealand’s citizen outflow has risen during several economic downturns, but the relationship is not consistent. Australia’s wages and employment prospects often exert more influence than domestic recessions alone. This analysis traces the brain drain New Zealand has experienced since 1976.

Kieran Trass
Aug 315 min read


Is Drury Becoming Auckland's Next Albany?
Drury development is gathering pace as new transport, infrastructure, housing and retail projects take shape. Its transformation shares similarities with Albany’s growth over the past 30 years. Kevin Lum explains why Drury could become one of Auckland’s next major centres.

Kieran Trass
Aug 313 min read
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