Chattels List in NZ: Must-Know Inclusions for Property Buyers

Chattels in New Zealand are movable items included in a property sale only when they are specifically listed in the sale agreement. Common examples include refrigerators, washing machines, curtains, blinds, and freestanding furniture. Understanding what counts as a chattel helps buyers avoid confusion about what stays with the property after settlement.

A chattels list is an important part of a property transaction because it records which movable items are included, their condition, and any details needed to prevent disputes between buyers and sellers.

Key Takeaways

• Chattels are movable items included in a property sale.

• A chattels list records included items and their condition.

• Fixtures stay with the property because they are permanently attached.

• Common chattels include appliances, furniture, and garden tools.

• Buyers should check chattels before settlement to avoid disputes.

What are chattels?

Chattels are movable property items that are not permanently attached to the land, home, or building. In simple terms, it means everyday living items the owner can take with him, such as devices for housework or appliances.

It is different from fixtures, which are permanently built-in and stay with the property. Examples are central heating systems, carpet and flooring, and light fixtures. Understanding this main difference is crucial to avoid future disputes. The legal distinction between chattels and fixtures is outlined in New Zealand’s Property Law Act 1952.

Examples of chattels in NZ

Examples of chattels in NZ are common detachable or removable household items. These may include but are not limited to:

• Freestanding whiteware: refrigerators, microwaves, washing machines

• Furniture: dressers, beds, dining tables, sofas

• Other appliances: Lawn mowers, garden tools, heat pumps

• Home accessories: Curtains, blinds, garage remotes, plug-in appliances

The list of inclusions entails different responsibilities, so discussing this matter before or after a certain purchase agreement is a must.

What should be included in a chattels list?

A well-defined chattels list can vary from one property to another, so one must secure a detailed, itemized inventory of all movable property items which are part of the sale. This eliminates confusion in the case of loss or dispute, ownership claims, and estate planning. The following must be considered when acquiring a thorough list:

• All inclusions are cited according to their specific brands and models. For instance, instead of simply putting “coffee machine,” the exact make and model should be present.

• The condition of the items are clearly stated since chattels must be working if they are included in the sale. Compliant to the standard ADLS Agreement for Sale and Purchase of Real Estate, the seller is required to note in the list and agreement if a certain chattel is not in reasonable working order.

• The date of purchase and photos of the chattels are available for accuracy.

Why chattels are important for home buyers

Effectively detailing which items are chattels can save buyers from unexpected disappointments and shortcomings after settlement. It will also be more efficient in time and effort when identifying to whose responsibility of maintenance and repair such property items may belong. 

For example, you might assume certain appliances were included or working only to find they were removed or broken. Often, disputes also happen due to damage or loss with no party taking accountability for it. That is why having a clear chattels list early on is essential, especially when purchasing property with long-term value in mind. 

If you're considering growing your portfolio, buying an investment property with equity is another strategic step where due diligence, like reviewing the chattels list, becomes even more critical.

Conclusion

Learning about what chattels are and what they are not sets your direction to smoother and better property transactions. It ensures not only efficiency, but also fairness for all parties involved. 

If you’re buying or selling a home, requesting a detailed chattels list early in the process helps prevent future misunderstandings and potential disputes. For more insights on property transactions, visit our full library of guides and resources.

Examples of Chattels NZ: FAQs

What are personal chattels in NZ?

Personal chattels in New Zealand are movable items owned by an individual, like furniture, electronics, clothing, and appliances, that are not permanently attached to land or buildings.

What are chattels in a rental property in NZ?

In a rental property, chattels are landlord-provided items like curtains, whiteware, or heaters that remain on-site for tenant use and are listed in the tenancy agreement.

Are appliances considered chattels?

Appliances such as refrigerators, washing machines, microwaves, and dishwashers are usually considered chattels if they are freestanding and included in the property sale agreement.

Are curtains and blinds chattels?

Curtains and blinds are generally treated as chattels in New Zealand because they can be removed from the property. They should be listed in the chattels section of the sale and purchase agreement.

Can sellers remove chattels before settlement?

Sellers cannot remove chattels that are included in the sale agreement before settlement. Any changes to the agreed chattels list should be discussed and approved by both parties.